Australia salary calculator 2026–27
Work out take-home pay in Australia for 2026–27 from your gross salary, find the gross needed for a target net, or see what a hire really costs. Every deduction is shown step by step.
Defaults to your region. Switch to compare any other scale.
Australian resident with the tax-free threshold claimed, 2026–27 income year (1 July 2026 – 30 June 2027). Not included: HELP/student loan repayments, Medicare levy surcharge, family reductions of the Medicare levy and other offsets.
Result
A$67,280.00
Net pay per year
Gross A$85,000.00 · employer cost A$95,200.00
- Gross pay (per year)A$85,000.00
- Income tax (after LITO)−A$16,020.00
- Medicare levy (2%)−A$1,700.00
- Total employee deductions−A$17,720.00
- Net pay (per year)A$67,280.00
- + Superannuation guarantee (12%)+A$10,200.00
- Total employer cost (per year)A$95,200.00
- Taxable income (per year)A$85,000.00
- Effective deduction rate20.8%
- Tax year2026–27
Rules used
Australian resident with the tax-free threshold claimed, 2026–27 income year (1 July 2026 – 30 June 2027). Not included: HELP/student loan repayments, Medicare levy surcharge, family reductions of the Medicare levy and other offsets.
Step-by-step breakdown
| Item | Rate | Base per year | Per month | Per year |
|---|---|---|---|---|
| Gross pay | A$7,083.33 | A$85,000.00 | ||
| − Income tax (after LITO) | A$85,000.00 | A$1,335.00 | A$16,020.00 | |
| − Medicare levy (2%) | 2% | A$85,000.00 | A$141.67 | A$1,700.00 |
| = Net pay | A$5,606.67 | A$67,280.00 | ||
| + Superannuation guarantee (12%) | 12% | A$85,000.00 | A$850.00 | A$10,200.00 |
| = Total employer cost | A$7,933.33 | A$95,200.00 |
About this tool
Resident tax rates for 2026–27: nil up to A$18,200, 15% to A$45,000, 30% to A$135,000, 37% to A$190,000 and 45% above. The low income tax offset (up to A$700) reduces tax up to A$66,667 of taxable income. The 2% Medicare levy is added; low earners pay a reduced levy (latest published single threshold A$28,011).
On top of salary the employer pays the superannuation guarantee: 12% of ordinary time earnings into the employee's super fund, up to the 2026–27 maximum contribution base of A$270,830 a year. From 1 July 2026 super is paid with each payday. State payroll tax and workers' compensation insurance are not included.
Australian resident with the tax-free threshold claimed, 2026–27 income year (1 July 2026 – 30 June 2027). Not included: HELP/student loan repayments, Medicare levy surcharge, family reductions of the Medicare levy and other offsets.
Formula
Net = Gross − income tax − employee social contributionsEmployer cost = Gross + employer contributionsNet → gross: solve Net(Gross) = target by bisection
How it is calculated
- Choose the country (each has its own page and tax year).
- Pick gross → net, net → gross or employer budget, then enter the amount per month or per year.
- Set personal options such as dependants, tax class, region or state.
- Read the step-by-step breakdown of every tax and contribution, plus the total employer cost.
Questions
How is net salary calculated in Australia?
Resident tax rates for 2026–27: nil up to A$18,200, 15% to A$45,000, 30% to A$135,000, 37% to A$190,000 and 45% above. The low income tax offset (up to A$700) reduces tax up to A$66,667 of taxable income. The 2% Medicare levy is added; low earners pay a reduced levy (latest published single threshold A$28,011).
How much does an employee cost the employer in Australia?
On top of salary the employer pays the superannuation guarantee: 12% of ordinary time earnings into the employee's super fund, up to the 2026–27 maximum contribution base of A$270,830 a year. From 1 July 2026 super is paid with each payday. State payroll tax and workers' compensation insurance are not included.
Can I work out the gross salary from a net amount?
Yes. Choose “Net → gross”: the calculator searches for the gross salary whose deductions leave exactly your net amount, then shows the full breakdown. “Employer budget” does the same starting from the total cost.
Which tax year and rules does the calculator use?
Australian resident with the tax-free threshold claimed, 2026–27 income year (1 July 2026 – 30 June 2027). Not included: HELP/student loan repayments, Medicare levy surcharge, family reductions of the Medicare levy and other offsets.