Italy salary calculator 2026
Work out take-home pay in Italy for 2026 from your gross salary, find the gross needed for a target net, or see what a hire really costs. Every deduction is shown step by step.
Defaults to your region. Switch to compare any other scale.
Tax year 2026, private-sector employee with no dependants, 13 or 14 monthly payments shown as an annual total. Enter your regional + municipal surcharge rate (roughly 1.2–4.1% combined) to include it. Family credits, the 13th/14th-month split, the 5% tax on 2026 contract increases and productivity bonuses are not included.
Result
€26,741.47
Net pay per year
Gross €35,000.00 · employer cost €46,315.50
- Gross pay (per year)€35,000.00
- Income tax (IRPEF, after credits)−€5,042.03
- INPS pension contribution (9.19%)−€3,216.50
- Total employee deductions−€8,258.53
- Net pay (per year)€26,741.47
- + Employer INPS contributions+€8,897.00
- + Severance accrual (TFR, 6.91%)+€2,418.50
- Total employer cost (per year)€46,315.50
- Employment tax credit (per year)€1,646.52
- Tax-wedge credit (€20–40k) (per year)€1,000.00
- Taxable income (per year)€31,783.50
- Effective deduction rate23.6%
- Tax year2026
Rules used
Tax year 2026, private-sector employee with no dependants, 13 or 14 monthly payments shown as an annual total. Enter your regional + municipal surcharge rate (roughly 1.2–4.1% combined) to include it. Family credits, the 13th/14th-month split, the 5% tax on 2026 contract increases and productivity bonuses are not included.
Step-by-step breakdown
| Item | Rate | Base per year | Per month | Per year |
|---|---|---|---|---|
| Gross pay | €2,916.67 | €35,000.00 | ||
| − Income tax (IRPEF, after credits) | €31,783.50 | €420.17 | €5,042.03 | |
| − INPS pension contribution (9.19%) | 9.19% | €35,000.00 | €268.04 | €3,216.50 |
| = Net pay | €2,228.46 | €26,741.47 | ||
| + Employer INPS contributions | 25.42% | €35,000.00 | €741.42 | €8,897.00 |
| + Severance accrual (TFR, 6.91%) | 6.91% | €35,000.00 | €201.54 | €2,418.50 |
| = Total employer cost | €3,859.63 | €46,315.50 |
About this tool
Private-sector employees pay 9.19% INPS pension contributions (plus 1% on pay above €56,224), up to the €122,295 ceiling for those first insured after 1995. IRPEF is 23% up to €28,000, 33% to €50,000 (cut from 35% in 2026) and 43% above, reduced by the employment credit and, between €20,000 and €40,000, the tax-wedge credit of up to €1,000; up to €20,000 a non-taxable bonus of 4.8–7.1% is paid instead. Regional and municipal surcharges depend on where you live.
By default the employer pays 25.42% INPS: 23.81% pension (the 33% FPLD rate minus the employee's 9.19%) plus 1.61% NASpI unemployment insurance, on the same capped base, and accrues 6.91% TFR severance pay. Depending on sector, size and job category, CIG/CIGS, family allowance, sickness and maternity contributions add several points (often 29–33% in total), so adjust the rate to your company's INPS position. INAIL accident insurance is not included.
Tax year 2026, private-sector employee with no dependants, 13 or 14 monthly payments shown as an annual total. Enter your regional + municipal surcharge rate (roughly 1.2–4.1% combined) to include it. Family credits, the 13th/14th-month split, the 5% tax on 2026 contract increases and productivity bonuses are not included.
Formula
Net = Gross − income tax − employee social contributionsEmployer cost = Gross + employer contributionsNet → gross: solve Net(Gross) = target by bisection
How it is calculated
- Choose the country (each has its own page and tax year).
- Pick gross → net, net → gross or employer budget, then enter the amount per month or per year.
- Set personal options such as dependants, tax class, region or state.
- Read the step-by-step breakdown of every tax and contribution, plus the total employer cost.
Questions
How is net salary calculated in Italy?
Private-sector employees pay 9.19% INPS pension contributions (plus 1% on pay above €56,224), up to the €122,295 ceiling for those first insured after 1995. IRPEF is 23% up to €28,000, 33% to €50,000 (cut from 35% in 2026) and 43% above, reduced by the employment credit and, between €20,000 and €40,000, the tax-wedge credit of up to €1,000; up to €20,000 a non-taxable bonus of 4.8–7.1% is paid instead. Regional and municipal surcharges depend on where you live.
How much does an employee cost the employer in Italy?
By default the employer pays 25.42% INPS: 23.81% pension (the 33% FPLD rate minus the employee's 9.19%) plus 1.61% NASpI unemployment insurance, on the same capped base, and accrues 6.91% TFR severance pay. Depending on sector, size and job category, CIG/CIGS, family allowance, sickness and maternity contributions add several points (often 29–33% in total), so adjust the rate to your company's INPS position. INAIL accident insurance is not included.
Can I work out the gross salary from a net amount?
Yes. Choose “Net → gross”: the calculator searches for the gross salary whose deductions leave exactly your net amount, then shows the full breakdown. “Employer budget” does the same starting from the total cost.
Which tax year and rules does the calculator use?
Tax year 2026, private-sector employee with no dependants, 13 or 14 monthly payments shown as an annual total. Enter your regional + municipal surcharge rate (roughly 1.2–4.1% combined) to include it. Family credits, the 13th/14th-month split, the 5% tax on 2026 contract increases and productivity bonuses are not included.