Spain salary calculator 2026
Work out take-home pay in Spain for 2026 from your gross salary, find the gross needed for a target net, or see what a hire really costs. Every deduction is shown step by step.
Defaults to your region. Switch to compare any other scale.
Tax year 2026, single taxpayer under 65 with no disability, paid in 12 or 14 instalments (shown as an annual total). IRPF is the national withholding rate; your final tax in the annual return depends on your autonomous community's scale and deductions, and the Basque Country and Navarre use their own systems.
Result
€23,124.00
Net pay per year
Gross €30,000.00 · employer cost €39,195.00
- Gross pay (per year)€30,000.00
- Income tax withholding (IRPF)−€4,926.00
- Common contingencies (4.70%)−€1,410.00
- Unemployment−€465.00
- Training + intergenerational equity (0.25%)−€75.00
- Total employee deductions−€6,876.00
- Net pay (per year)€23,124.00
- + Common contingencies, employer (23.60%)+€7,080.00
- + Unemployment, employer+€1,650.00
- + Training, FOGASA + MEI, employer (1.55%)+€465.00
- Total employer cost (per year)€39,195.00
- Taxable income (per year)€26,050.00
- Effective deduction rate22.9%
- Tax year2026
Rules used
Tax year 2026, single taxpayer under 65 with no disability, paid in 12 or 14 instalments (shown as an annual total). IRPF is the national withholding rate; your final tax in the annual return depends on your autonomous community's scale and deductions, and the Basque Country and Navarre use their own systems.
Step-by-step breakdown
| Item | Rate | Base per year | Per month | Per year |
|---|---|---|---|---|
| Gross pay | €2,500.00 | €30,000.00 | ||
| − Income tax withholding (IRPF) | 16.42% | €30,000.00 | €410.50 | €4,926.00 |
| − Common contingencies (4.70%) | 4.7% | €30,000.00 | €117.50 | €1,410.00 |
| − Unemployment | 1.55% | €30,000.00 | €38.75 | €465.00 |
| − Training + intergenerational equity (0.25%) | 0.25% | €30,000.00 | €6.25 | €75.00 |
| = Net pay | €1,927.00 | €23,124.00 | ||
| + Common contingencies, employer (23.60%) | 23.6% | €30,000.00 | €590.00 | €7,080.00 |
| + Unemployment, employer | 5.5% | €30,000.00 | €137.50 | €1,650.00 |
| + Training, FOGASA + MEI, employer (1.55%) | 1.55% | €30,000.00 | €38.75 | €465.00 |
| = Total employer cost | €3,266.25 | €39,195.00 |
About this tool
Employees pay 6.35% social security on a monthly base capped at €5,101.20 (4.70% common contingencies, 1.55% unemployment, 0.10% training) plus 0.15% for the intergenerational equity mechanism; temporary contracts pay 1.60% unemployment. Pay above the cap carries a small solidarity contribution. IRPF is shown as the withholding rate from the Tax Agency's 2026 algorithm: €2,000 of expenses and the employment income reduction are deducted, then the 19–47% withholding scale is applied, minus the €5,550 personal minimum and child allowances.
The employer pays 23.60% common contingencies, 5.50% unemployment (6.70% for temporary contracts), 0.60% training, 0.20% FOGASA and 0.75% MEI on the same capped base, plus its share of the solidarity contribution. Work accident insurance (AT/EP, by activity) is not included.
Tax year 2026, single taxpayer under 65 with no disability, paid in 12 or 14 instalments (shown as an annual total). IRPF is the national withholding rate; your final tax in the annual return depends on your autonomous community's scale and deductions, and the Basque Country and Navarre use their own systems.
Formula
Net = Gross − income tax − employee social contributionsEmployer cost = Gross + employer contributionsNet → gross: solve Net(Gross) = target by bisection
How it is calculated
- Choose the country (each has its own page and tax year).
- Pick gross → net, net → gross or employer budget, then enter the amount per month or per year.
- Set personal options such as dependants, tax class, region or state.
- Read the step-by-step breakdown of every tax and contribution, plus the total employer cost.
Questions
How is net salary calculated in Spain?
Employees pay 6.35% social security on a monthly base capped at €5,101.20 (4.70% common contingencies, 1.55% unemployment, 0.10% training) plus 0.15% for the intergenerational equity mechanism; temporary contracts pay 1.60% unemployment. Pay above the cap carries a small solidarity contribution. IRPF is shown as the withholding rate from the Tax Agency's 2026 algorithm: €2,000 of expenses and the employment income reduction are deducted, then the 19–47% withholding scale is applied, minus the €5,550 personal minimum and child allowances.
How much does an employee cost the employer in Spain?
The employer pays 23.60% common contingencies, 5.50% unemployment (6.70% for temporary contracts), 0.60% training, 0.20% FOGASA and 0.75% MEI on the same capped base, plus its share of the solidarity contribution. Work accident insurance (AT/EP, by activity) is not included.
Can I work out the gross salary from a net amount?
Yes. Choose “Net → gross”: the calculator searches for the gross salary whose deductions leave exactly your net amount, then shows the full breakdown. “Employer budget” does the same starting from the total cost.
Which tax year and rules does the calculator use?
Tax year 2026, single taxpayer under 65 with no disability, paid in 12 or 14 instalments (shown as an annual total). IRPF is the national withholding rate; your final tax in the annual return depends on your autonomous community's scale and deductions, and the Basque Country and Navarre use their own systems.