Egypt salary calculator 2026
Work out take-home pay in Egypt for 2026 from your gross salary, find the gross needed for a target net, or see what a hire really costs. Every deduction is shown step by step.
Defaults to your region. Switch to compare any other scale.
Tax year 2026, private-sector employee; the insurable wage is taken as the monthly salary within the 2026 limits. Rates under Law 148/2019 rise by 1 point on 1 January 2027. Allowances excluded from the insurable wage, the comprehensive health insurance in governorates where it applies and other employer levies are not modelled.
Result
EGP 15,708.00
Net pay per month
Gross EGP 20,000.00 · employer cost EGP 23,131.25
- Gross pay (per month)EGP 20,000.00
- Income tax−EGP 2,445.00
- Social insurance (11%)−EGP 1,837.00
- Martyrs' Fund contribution (0.05%)−EGP 10.00
- Total employee deductions−EGP 4,292.00
- Net pay (per month)EGP 15,708.00
- + Social insurance, employer (18.75%)+EGP 3,131.25
- Total employer cost (per month)EGP 23,131.25
- Tax-free allowance used (per year)EGP 20,000.00
- Taxable income (per year)EGP 197,956.00
- Effective deduction rate21.5%
- Tax year2026
Rules used
Tax year 2026, private-sector employee; the insurable wage is taken as the monthly salary within the 2026 limits. Rates under Law 148/2019 rise by 1 point on 1 January 2027. Allowances excluded from the insurable wage, the comprehensive health insurance in governorates where it applies and other employer levies are not modelled.
Step-by-step breakdown
| Item | Rate | Base per year | Per month | Per year |
|---|---|---|---|---|
| Gross pay | EGP 20,000.00 | EGP 240,000.00 | ||
| − Income tax | EGP 197,956.00 | EGP 2,445.00 | EGP 29,340.00 | |
| − Social insurance (11%) | 11% | EGP 200,400.00 | EGP 1,837.00 | EGP 22,044.00 |
| − Martyrs' Fund contribution (0.05%) | 0.05% | EGP 240,000.00 | EGP 10.00 | EGP 120.00 |
| = Net pay | EGP 15,708.00 | EGP 188,496.00 | ||
| + Social insurance, employer (18.75%) | 18.75% | EGP 200,400.00 | EGP 3,131.25 | EGP 37,575.00 |
| = Total employer cost | EGP 23,131.25 | EGP 277,575.00 |
About this tool
Employees pay 11% social insurance (old age 9%, health 1%, end-of-service 1%) on the insurable wage, which in 2026 is at least EGP 2,700 and at most EGP 16,700 a month. Taxable income is pay minus these contributions and the EGP 20,000 personal exemption. Tax: 0% up to EGP 40,000, 10% to 55,000, 15% to 70,000, 20% to 200,000, 22.5% to 400,000, 25% to 1.2 million and 27.5% above; above EGP 600,000 the lower brackets fall away step by step. A 0.05% Martyrs' Fund contribution is deducted from gross pay.
The employer pays 18.75% of the insurable wage (old age 12%, health 3.25%, end-of-service 1%, work injury 1.5%, unemployment 1%).
Tax year 2026, private-sector employee; the insurable wage is taken as the monthly salary within the 2026 limits. Rates under Law 148/2019 rise by 1 point on 1 January 2027. Allowances excluded from the insurable wage, the comprehensive health insurance in governorates where it applies and other employer levies are not modelled.
Formula
Net = Gross − income tax − employee social contributionsEmployer cost = Gross + employer contributionsNet → gross: solve Net(Gross) = target by bisection
How it is calculated
- Choose the country (each has its own page and tax year).
- Pick gross → net, net → gross or employer budget, then enter the amount per month or per year.
- Set personal options such as dependants, tax class, region or state.
- Read the step-by-step breakdown of every tax and contribution, plus the total employer cost.
Questions
How is net salary calculated in Egypt?
Employees pay 11% social insurance (old age 9%, health 1%, end-of-service 1%) on the insurable wage, which in 2026 is at least EGP 2,700 and at most EGP 16,700 a month. Taxable income is pay minus these contributions and the EGP 20,000 personal exemption. Tax: 0% up to EGP 40,000, 10% to 55,000, 15% to 70,000, 20% to 200,000, 22.5% to 400,000, 25% to 1.2 million and 27.5% above; above EGP 600,000 the lower brackets fall away step by step. A 0.05% Martyrs' Fund contribution is deducted from gross pay.
How much does an employee cost the employer in Egypt?
The employer pays 18.75% of the insurable wage (old age 12%, health 3.25%, end-of-service 1%, work injury 1.5%, unemployment 1%).
Can I work out the gross salary from a net amount?
Yes. Choose “Net → gross”: the calculator searches for the gross salary whose deductions leave exactly your net amount, then shows the full breakdown. “Employer budget” does the same starting from the total cost.
Which tax year and rules does the calculator use?
Tax year 2026, private-sector employee; the insurable wage is taken as the monthly salary within the 2026 limits. Rates under Law 148/2019 rise by 1 point on 1 January 2027. Allowances excluded from the insurable wage, the comprehensive health insurance in governorates where it applies and other employer levies are not modelled.
Sources
- الهيئة القومية للتأمين الاجتماعي — رفع الحدين الأدنى والأقصى لأجر الاشتراك من 1 يناير 2026 (2,700 / 16,700 جنيه)
- Income Tax Law No. 91 of 2005, art. 8 and 13, as amended by Law No. 7 of 2024 (NPI Egypt summary)
- Social Insurance and Pensions Law No. 148 of 2019 — contribution rates 11% / 18.75% (NPI Egypt)
- PwC Worldwide Tax Summaries — Egypt, other taxes (Law 4/2021 Martyrs' Fund 0.05%)