Sweden salary calculator 2026
Work out take-home pay in Sweden for 2026 from your gross salary, find the gross needed for a target net, or see what a hire really costs. Every deduction is shown step by step.
Defaults to your region. Switch to compare any other scale.
Income year 2026, employee under 66, calculated with Skatteverket's 2026 technical description (SKV 433). Enter your municipality's total rate excluding church and burial fees; the default is Stockholm. Burial fee, church fee and occupational pensions are not included.
Result
SEK 39,313.39
Net pay per month
Gross SEK 50,000.00 · employer cost SEK 65,710.00
- Gross pay (per month)SEK 50,000.00
- Income tax (after tax credits)−SEK 7,087.94
- General pension contribution (7%)−SEK 3,500.00
- Public service fee−SEK 98.67
- Total employee deductions−SEK 10,686.61
- Net pay (per month)SEK 39,313.39
- + Employer social contributions (31.42%)+SEK 15,710.00
- Total employer cost (per month)SEK 65,710.00
- Basic allowance (per year)SEK 17,400.00
- Earned income tax credit (per year)SEK 49,429.00
- Tax credit for the pension contribution (per year)SEK 42,000.00
- Taxable income (per year)SEK 582,600.00
- Effective deduction rate21.4%
- Tax year2026
Rules used
Income year 2026, employee under 66, calculated with Skatteverket's 2026 technical description (SKV 433). Enter your municipality's total rate excluding church and burial fees; the default is Stockholm. Burial fee, church fee and occupational pensions are not included.
Step-by-step breakdown
| Item | Rate | Base per year | Per month | Per year |
|---|---|---|---|---|
| Gross pay | SEK 50,000.00 | SEK 600,000.00 | ||
| − Income tax (after tax credits) | SEK 582,600.00 | SEK 7,087.94 | SEK 85,055.30 | |
| − General pension contribution (7%) | 7% | SEK 600,000.00 | SEK 3,500.00 | SEK 42,000.00 |
| − Public service fee | SEK 582,600.00 | SEK 98.67 | SEK 1,184.00 | |
| = Net pay | SEK 39,313.39 | SEK 471,760.70 | ||
| + Employer social contributions (31.42%) | 31.42% | SEK 600,000.00 | SEK 15,710.00 | SEK 188,520.00 |
| = Total employer cost | SEK 65,710.00 | SEK 788,520.00 |
About this tool
Municipal and regional income tax is charged at your municipality's rate (Stockholm 30.55% in 2026; national average 32.38%) on income after the basic allowance; 20% state tax applies above SEK 643,000 of taxable income. Employees pay a 7% general pension contribution (max SEK 47,100), which is fully offset by a tax credit, and receive the earned income tax credit and the earned income reduction. The public service fee is 1% of taxable income, at most SEK 1,184.
The employer pays 31.42% social contributions (arbetsgivaravgifter) on gross pay for employees born 1959 or later.
Income year 2026, employee under 66, calculated with Skatteverket's 2026 technical description (SKV 433). Enter your municipality's total rate excluding church and burial fees; the default is Stockholm. Burial fee, church fee and occupational pensions are not included.
Formula
Net = Gross − income tax − employee social contributionsEmployer cost = Gross + employer contributionsNet → gross: solve Net(Gross) = target by bisection
How it is calculated
- Choose the country (each has its own page and tax year).
- Pick gross → net, net → gross or employer budget, then enter the amount per month or per year.
- Set personal options such as dependants, tax class, region or state.
- Read the step-by-step breakdown of every tax and contribution, plus the total employer cost.
Questions
How is net salary calculated in Sweden?
Municipal and regional income tax is charged at your municipality's rate (Stockholm 30.55% in 2026; national average 32.38%) on income after the basic allowance; 20% state tax applies above SEK 643,000 of taxable income. Employees pay a 7% general pension contribution (max SEK 47,100), which is fully offset by a tax credit, and receive the earned income tax credit and the earned income reduction. The public service fee is 1% of taxable income, at most SEK 1,184.
How much does an employee cost the employer in Sweden?
The employer pays 31.42% social contributions (arbetsgivaravgifter) on gross pay for employees born 1959 or later.
Can I work out the gross salary from a net amount?
Yes. Choose “Net → gross”: the calculator searches for the gross salary whose deductions leave exactly your net amount, then shows the full breakdown. “Employer budget” does the same starting from the total cost.
Which tax year and rules does the calculator use?
Income year 2026, employee under 66, calculated with Skatteverket's 2026 technical description (SKV 433). Enter your municipality's total rate excluding church and burial fees; the default is Stockholm. Burial fee, church fee and occupational pensions are not included.