Bulgaria salary calculator 2026
Work out take-home pay in Bulgaria for 2026 from your gross salary, find the gross needed for a target net, or see what a hire really costs. Every deduction is shown step by step.
Defaults to your region. Switch to compare any other scale.
Tax year 2026 (Bulgaria uses the euro from 1 January 2026), employee born after 1959 with the standard pension split. The annual cap assumes an even salary over the year. Minimum insurable incomes by occupation are not modelled.
Result
€1,163.97
Net pay per month
Gross €1,500.00 · employer cost €1,785.30
- Gross pay (per month)€1,500.00
- Income tax−€129.33
- Social and health insurance−€206.70
- Total employee deductions−€336.03
- Net pay (per month)€1,163.97
- + bg_ssc_er+€285.30
- Total employer cost (per month)€1,785.30
- Taxable income (per year)€15,519.60
- Effective deduction rate22.4%
- Tax year2026
Rules used
Tax year 2026 (Bulgaria uses the euro from 1 January 2026), employee born after 1959 with the standard pension split. The annual cap assumes an even salary over the year. Minimum insurable incomes by occupation are not modelled.
Step-by-step breakdown
| Item | Rate | Base per year | Per month | Per year |
|---|---|---|---|---|
| Gross pay | €1,500.00 | €18,000.00 | ||
| − Income tax | 10% | €15,519.60 | €129.33 | €1,551.96 |
| − Social and health insurance | 13.78% | €18,000.00 | €206.70 | €2,480.40 |
| = Net pay | €1,163.97 | €13,967.64 | ||
| + bg_ssc_er | 19.02% | €18,000.00 | €285.30 | €3,423.60 |
| = Total employer cost | €1,785.30 | €21,423.60 |
About this tool
Employees pay 13.78% social and health insurance on pay up to the maximum insurable income (€2,111.64 a month until July 2026, €2,300 from August). Income tax is a flat 10% of gross pay minus these contributions.
The employer pays 18.52% on the same base plus the work-accident fund contribution of 0.4–1.1% depending on the activity (default 0.5%, administration and services), i.e. 18.92–19.62% in total.
Tax year 2026 (Bulgaria uses the euro from 1 January 2026), employee born after 1959 with the standard pension split. The annual cap assumes an even salary over the year. Minimum insurable incomes by occupation are not modelled.
Formula
Net = Gross − income tax − employee social contributionsEmployer cost = Gross + employer contributionsNet → gross: solve Net(Gross) = target by bisection
How it is calculated
- Choose the country (each has its own page and tax year).
- Pick gross → net, net → gross or employer budget, then enter the amount per month or per year.
- Set personal options such as dependants, tax class, region or state.
- Read the step-by-step breakdown of every tax and contribution, plus the total employer cost.
Questions
How is net salary calculated in Bulgaria?
Employees pay 13.78% social and health insurance on pay up to the maximum insurable income (€2,111.64 a month until July 2026, €2,300 from August). Income tax is a flat 10% of gross pay minus these contributions.
How much does an employee cost the employer in Bulgaria?
The employer pays 18.52% on the same base plus the work-accident fund contribution of 0.4–1.1% depending on the activity (default 0.5%, administration and services), i.e. 18.92–19.62% in total.
Can I work out the gross salary from a net amount?
Yes. Choose “Net → gross”: the calculator searches for the gross salary whose deductions leave exactly your net amount, then shows the full breakdown. “Employer budget” does the same starting from the total cost.
Which tax year and rules does the calculator use?
Tax year 2026 (Bulgaria uses the euro from 1 January 2026), employee born after 1959 with the standard pension split. The annual cap assumes an even salary over the year. Minimum insurable incomes by occupation are not modelled.